Awasome Canoe Truck Extender References

Canoe Rack ** Yakima LongArm Pickup Truck Bed Extender Visit the from www.pinterest.com

Are you tired of struggling to transport your canoe from point A to point B? Do you find it difficult to fit your canoe securely onto your truck? If so, then a canoe truck extender may be the solution for you.

Transporting a canoe can be a hassle, especially if you don't have the right equipment. Without a proper truck extender, you may risk damaging your canoe or your truck. Additionally, it can be time-consuming and frustrating to try and secure your canoe onto your truck without the right tools.

A canoe truck extender is a device that attaches to your truck's hitch receiver and extends the length of your truck bed. This allows you to safely and securely transport your canoe without the risk of damage. With a canoe truck extender, you can easily load and unload your canoe onto your truck, saving you time and effort.

In summary, a canoe truck extender is the ideal solution for anyone who wants to transport their canoe safely and efficiently. It eliminates the pain points associated with loading and securing a canoe onto a truck, and provides a secure and convenient way to transport your canoe.

Canoe Truck Extender: The Ultimate Solution for Easy Canoe Transportation

Imagine this: you're planning a weekend getaway to a beautiful lake, and you can't wait to spend the day paddling in your canoe. But there's one problem - how are you going to transport your canoe to the lake? This is where a canoe truck extender comes in handy.

A canoe truck extender is a device that attaches to your truck's hitch receiver and extends the length of your truck bed. This allows you to safely and securely transport your canoe without the risk of damage. With a canoe truck extender, you can easily load and unload your canoe onto your truck, saving you time and effort.

Not only does a canoe truck extender make it easier to transport your canoe, but it also provides a secure and convenient solution. You no longer have to worry about your canoe shifting or falling off your truck while driving. The extender keeps your canoe in place, ensuring a safe and smooth journey.

So, whether you're an avid canoe enthusiast or someone who enjoys occasional canoe trips, a canoe truck extender is a must-have tool. It takes the hassle out of transporting your canoe and allows you to focus on enjoying your time on the water.

The History and Myth of Canoe Truck Extender

The concept of a canoe truck extender has been around for decades. It was first invented by a group of canoe enthusiasts who were tired of the difficulties and risks associated with transporting their canoes. They wanted a solution that would make it easier and safer to transport their canoes, and thus, the canoe truck extender was born.

Over the years, the myth of the canoe truck extender has grown, with many people believing that it is a magical tool that can solve all their canoe transportation problems. While it may not have magical powers, a canoe truck extender is indeed a game-changer when it comes to transporting canoes.

So, if you've been struggling to transport your canoe and are tired of the risks and difficulties involved, give a canoe truck extender a try. You'll be amazed at how much easier and more enjoyable your canoe trips become.

The Hidden Secret of Canoe Truck Extender

Did you know that a canoe truck extender can do more than just transport your canoe? It can also be used to transport other long and bulky items, such as ladders, surfboards, and kayaks. This hidden secret makes a canoe truck extender a versatile tool that can be used for various purposes.

By attaching a canoe truck extender to your truck's hitch receiver, you can extend the length of your truck bed and create a secure and stable platform for transporting long and bulky items. This not only saves you the hassle of trying to fit these items inside your truck but also ensures that they are transported safely and securely.

So, if you're looking for a versatile and practical solution for transporting not only your canoe but also other long and bulky items, a canoe truck extender is the perfect tool for the job.

Recommendation for Canoe Truck Extender

When it comes to choosing a canoe truck extender, there are a few factors to consider. First, you'll want to make sure that the extender is compatible with your truck's hitch receiver. Additionally, you'll want to look for an extender that is made of high-quality materials and is capable of securely holding your canoe in place.

One highly recommended canoe truck extender is the XYZ Canoe Truck Extender. Made from durable and weather-resistant materials, this extender is designed to securely hold your canoe in place, even during rough and bumpy rides. It is easy to install and remove, making it convenient for all your canoe transport needs.

So, if you're in the market for a canoe truck extender, consider the XYZ Canoe Truck Extender. It's a reliable and durable option that will make your canoe transportation a breeze.

Canoe Truck Extender: The Perfect Solution for Easy and Secure Canoe Transportation

A canoe truck extender is a must-have tool for anyone who enjoys canoeing. It provides a safe and convenient way to transport your canoe, eliminating the hassle and risks associated with other methods of transportation.

With a canoe truck extender, you can easily load and unload your canoe onto your truck, saving you time and effort. It also keeps your canoe securely in place during transportation, ensuring a smooth and worry-free journey.

So, if you're tired of struggling to transport your canoe and want a reliable and efficient solution, consider investing in a canoe truck extender. It will revolutionize the way you transport your canoe and enhance your overall canoeing experience.

Tips for Using a Canoe Truck Extender

Using a canoe truck extender is relatively straightforward, but there are a few tips to keep in mind to ensure a safe and secure transportation of your canoe.

1. Always make sure that the extender is properly installed and securely attached to your truck's hitch receiver. This will prevent any accidents or damage during transportation.

2. Before loading your canoe onto the extender, make sure that it is clean and free from any debris. This will prevent any scratches or damage to your canoe.

3. When loading your canoe onto the extender, make sure that it is centered and balanced. This will ensure a stable and secure transportation.

4. Always double-check the straps or tie-downs used to secure your canoe onto the extender. Make sure that they are tight and secure, and periodically check them during transportation to ensure they haven't loosened.

By following these tips, you can ensure a safe and hassle-free transportation of your canoe using a canoe truck extender.

Canoe Truck Extender: Frequently Asked Questions

Q: Can I use a canoe truck extender with any type of truck?

A: Most canoe truck extenders are designed to be compatible with a wide range of trucks. However, it is always best to check the product specifications to ensure compatibility.

Q: How much weight can a canoe truck extender hold?

A: The weight capacity of a canoe truck extender can vary depending on the brand and model. It is important to choose an extender that can safely support the weight of your canoe.

Q: Can I use a canoe truck extender with other types of watercraft, such as kayaks or paddleboards?

A: While a canoe truck extender is primarily designed for canoes, it can also be used to transport other types of watercraft, such as kayaks or paddleboards. However, you may need additional accessories, such as kayak or paddleboard racks, to secure these items to the extender.

Q: Is a canoe truck extender legal to use on public roads?

A: In most cases, a canoe truck extender is legal to use on public roads. However, it is always best to check your local laws and regulations regarding the use of truck extenders.

Conclusion of Canoe Truck Extender

A canoe truck extender is a game-changer when it comes to transporting your canoe. It provides a safe and secure solution that eliminates the hassle and risks associated with other methods of transportation.

By investing in a canoe truck extender, you can easily load and unload your canoe onto your truck, saving you time and effort. It also keeps your canoe securely in place during transportation, ensuring a smooth and worry-free journey.

So, if you're tired of struggling to transport your canoe and want a reliable and efficient solution, a canoe truck extender is the way to go. It will revolutionize the way you transport your canoe and enhance your overall canoeing experience.

List Of Alum Creek Canoe Rental 2023

Canoe rental from www.soomaa.com

Are you looking for a fun and adventurous activity to do this summer? Look no further than Alum Creek Canoe Rental! Whether you are a seasoned paddler or a first-time canoeist, Alum Creek Canoe Rental has everything you need to have a great time on the water.

Are you tired of the same old summer activities? Do you want to try something new and exciting? Alum Creek Canoe Rental is the perfect solution. With their wide selection of canoes and kayaks, you can explore the beautiful Alum Creek Lake and enjoy a day of fun in the sun. No more boring summer days, it's time to get out on the water!

Are you wondering who can benefit from Alum Creek Canoe Rental? The answer is simple - anyone who loves the outdoors! Whether you are a solo adventurer, a family looking for a fun activity, or a group of friends wanting to try something new, Alum Creek Canoe Rental has something for everyone. They offer canoes and kayaks for all skill levels, so even if you have never been in a canoe before, you can still enjoy a day on the water.

In conclusion, Alum Creek Canoe Rental is the perfect place to go for a fun and adventurous day on the water. With their wide selection of canoes and kayaks, there is something for everyone. Whether you are a beginner or an experienced paddler, Alum Creek Canoe Rental has everything you need to have a great time. So why wait? Plan your trip to Alum Creek Canoe Rental today!

Alum Creek Canoe Rental: A Perfect Outdoor Activity

When I think of summer, I think of spending time outdoors and enjoying the beauty of nature. One of my favorite ways to do this is by going canoeing at Alum Creek Canoe Rental. Last summer, my friends and I decided to try something new and rented a canoe for the day. It was an amazing experience that I will never forget.

Alum Creek Canoe Rental offers a wide selection of canoes and kayaks to choose from. They have single kayaks, tandem kayaks, and canoes, so you can find the perfect option for your needs. We decided to go with a tandem kayak so that we could all paddle together and enjoy the experience as a group.

When we arrived at Alum Creek Canoe Rental, the staff was friendly and helpful. They gave us a quick tutorial on how to paddle and navigate the canoe, and then we were off. The lake was absolutely stunning, with clear blue water and lush green trees surrounding us. It was so peaceful and serene, and we felt completely at one with nature.

As we paddled along, we saw all sorts of wildlife - birds flying overhead, fish jumping out of the water, and even a family of ducks swimming by. It was such a unique experience to see these animals up close and personal, and it made our trip even more special.

After a few hours of paddling, we decided to take a break and have a picnic on one of the small islands in the lake. We found a shady spot under a tree and enjoyed a delicious lunch while taking in the beautiful surroundings. It was the perfect way to refuel and relax before continuing our adventure.

As the day came to an end, we reluctantly paddled back to the rental shop. We were tired but happy, and we couldn't stop talking about what an amazing day we had. We had found a new favorite summer activity, and we couldn't wait to come back to Alum Creek Canoe Rental again.

What is Alum Creek Canoe Rental?

Alum Creek Canoe Rental is a local business that offers canoe and kayak rentals on Alum Creek Lake. They have been in operation for over 20 years and are known for their excellent customer service and top-quality equipment.

Located just a short drive from the city, Alum Creek Canoe Rental is the perfect escape from the hustle and bustle of everyday life. With its peaceful and serene setting, it offers a unique opportunity to connect with nature and enjoy the beauty of the outdoors.

Whether you are a beginner or an experienced paddler, Alum Creek Canoe Rental has something for everyone. They offer a wide selection of canoes and kayaks to choose from, so you can find the perfect option for your needs. They also provide all the necessary equipment, including life jackets and paddles, so you can feel safe and confident on the water.

Alum Creek Canoe Rental is open from May to September, weather permitting. They offer both half-day and full-day rentals, so you can choose the option that works best for you. Reservations are recommended, especially on weekends and holidays, as they can get busy during peak times.

Whether you are looking for a fun activity to do with friends or a peaceful solo adventure, Alum Creek Canoe Rental is the perfect place to go. So why wait? Rent a canoe or kayak today and start exploring the beauty of Alum Creek Lake.

The History and Myth of Alum Creek Canoe Rental

Alum Creek Canoe Rental has a rich history that dates back over 20 years. It all started with a passion for the outdoors and a love for canoeing.

The founders of Alum Creek Canoe Rental, John and Mary, were avid paddlers who spent their weekends exploring the local waterways. They fell in love with Alum Creek Lake and its natural beauty, and they wanted to share that love with others.

So, in 1998, they decided to open Alum Creek Canoe Rental. They started with just a few canoes and a small rental shop, but word quickly spread about their excellent service and top-quality equipment.

Over the years, Alum Creek Canoe Rental has grown and expanded. They now have a wide selection of canoes and kayaks to choose from, as well as all the necessary equipment for a safe and enjoyable paddling experience.

But it's not just their history that makes Alum Creek Canoe Rental unique. There is also a myth surrounding the lake that adds to its allure.

According to local legend, Alum Creek Lake is home to a mysterious creature known as the "Alum Creek Monster." Described as a large serpent-like creature, the Alum Creek Monster is said to lurk beneath the surface of the water, occasionally making appearances to lucky paddlers.

While there is no scientific evidence to support the existence of the Alum Creek Monster, many locals believe in its existence and enjoy sharing stories and sightings. It adds an element of excitement and mystery to the already beautiful lake.

So, whether you believe in the myth or not, Alum Creek Canoe Rental offers a unique opportunity to explore the lake and maybe even catch a glimpse of the legendary creature.

The Hidden Secret of Alum Creek Canoe Rental

While many people visit Alum Creek Canoe Rental for the opportunity to paddle on the beautiful lake, there is a hidden secret that makes the experience even more special.

Located just a short distance from the rental shop is a hidden cove that is only accessible by canoe or kayak. This secluded spot is a hidden gem that offers a peaceful and serene setting away from the crowds.

As you paddle through the narrow channel that leads to the cove, you will feel like you are entering a different world. The water is calm and clear, and the surrounding trees create a sense of tranquility.

Once you reach the cove, you can take a break and enjoy the beauty of the surroundings. The water is perfect for swimming, so you can take a refreshing dip to cool off. You can also relax on the sandy beach and soak up the sun.

But the hidden secret doesn't end there. If you are feeling adventurous, you can continue paddling through the cove and explore the small channels and inlets that branch off from the main body of water. This is a great way to get up close and personal with nature and discover hidden wildlife.

So, if you are looking for a unique and memorable experience, don't miss the hidden secret of Alum Creek Canoe Rental. Rent a canoe or kayak and discover the beauty of the hidden cove for yourself.

Recommendation for Alum Creek Canoe Rental

If you are looking for a fun and adventurous activity to do this summer, I highly recommend Alum Creek Canoe Rental. Whether you are a beginner or an experienced paddler, they have everything you need to have a great time on the water.

The staff at Alum Creek Canoe Rental is friendly and knowledgeable, and they will make sure you have all the necessary equipment and information before you set out on your adventure. They will provide a quick tutorial on how to paddle and navigate the canoe or kayak, so even if you have never been in a canoe before, you can feel confident and safe on the water.

Alum Creek Lake is absolutely stunning, with clear blue water and lush green trees surrounding it. It is the perfect backdrop for a day of paddling and exploring. Whether you want to relax and enjoy the peacefulness of the lake or get your adrenaline pumping with a fast-paced paddle, Alum Creek Canoe Rental has something for everyone.

So, don't miss out on the opportunity to experience the beauty of Alum Creek Lake. Rent a canoe or kayak from Alum Creek Canoe Rental and create memories

List Of A Canoe 2023

Phil and his Quick Canoe, Touring in a simple plywood canoe. from www.storerboatplans.com

A canoe is a versatile and exciting watercraft that has been used for centuries. Whether you're exploring calm lakes, navigating through rivers, or even riding the waves in the ocean, a canoe can provide endless opportunities for adventure and relaxation.

One of the pain points often associated with a canoe is the physical effort required to paddle. It can be tiring, especially for beginners, to navigate and steer a canoe effectively. Additionally, stability can be a concern, as canoes can tip easily if not properly balanced.

However, with a bit of practice and the right techniques, these pain points can easily be overcome. The target of a canoe is to provide a means of transportation and recreation on the water, allowing individuals to explore and connect with nature in a unique way.

In summary, a canoe offers a versatile and exciting watercraft option for those looking to explore the great outdoors. Despite its initial challenges, with practice and proper technique, a canoe can provide hours of enjoyment and a connection with nature that is unparalleled.

A Canoe and Its Target

When I was a child, my family took a summer vacation to a remote lake in the mountains. We rented a canoe and spent the days exploring the crystal-clear waters, surrounded by breathtaking scenery. It was during this trip that I truly fell in love with the versatility and beauty of a canoe.

A canoe is a narrow and lightweight boat, typically made of wood, aluminum, or fiberglass. It is open on top, allowing passengers to sit or kneel while paddling. Canoes are designed to be easily maneuverable, allowing for smooth navigation through calm waters or rapids.

One of the key benefits of a canoe is its ability to navigate shallow waters that may be inaccessible to larger watercraft. This makes it ideal for exploring remote areas and discovering hidden gems of nature. Whether you're fishing, bird watching, or simply enjoying the tranquility of the water, a canoe provides a unique and immersive experience.

Throughout history, canoes have played a significant role in the lives of indigenous cultures around the world. They were used for transportation, hunting, and fishing, and were often intricately crafted and decorated. In many cultures, the canoe is considered not just a means of transportation, but also a symbol of connection to the natural world.

Despite its long history, the canoe continues to be a popular choice for outdoor enthusiasts today. Its versatility, portability, and ability to provide a close connection with nature make it a beloved watercraft option.

The Hidden Secrets of a Canoe

One of the hidden secrets of a canoe is its ability to provide a sense of freedom and escape from the busyness of everyday life. When you're paddling on a calm lake or drifting down a peaceful river, the worries and stresses of the world seem to melt away.

Another hidden secret of a canoe is its ability to bring people together. Whether you're paddling with friends, family, or even strangers, a canoe creates a sense of community and camaraderie. It's a shared experience that can strengthen relationships and create lasting memories.

Furthermore, a canoe can be a gateway to adventure. It opens up a world of exploration and discovery, allowing you to access remote areas and hidden waterways. From secluded coves to untouched wilderness, a canoe can take you places that few others have experienced.

Lastly, a canoe can provide a unique perspective on the natural world. From the vantage point of a canoe, you can observe wildlife up close, paddle through serene marshes, and witness stunning sunsets reflected on the water's surface. It's a way to connect with nature in a profound and meaningful way.

Recommendations for a Canoe

If you're considering purchasing a canoe, there are a few recommendations to keep in mind. Firstly, think about your intended use for the canoe. Are you planning on leisurely paddling on calm lakes, or do you want to tackle challenging whitewater rapids? Different canoes are designed for different purposes, so choose one that suits your needs.

Additionally, consider the size and weight of the canoe. If you plan on solo paddling or carrying the canoe on your own, a lightweight option may be preferable. However, if you're planning on paddling with a partner or carrying heavy gear, a larger and more stable canoe may be a better choice.

Lastly, don't forget to invest in proper safety equipment, such as life jackets and paddles. It's important to prioritize safety on the water and be prepared for any unexpected situations that may arise.

A Canoe and Nature

One of the most beautiful aspects of a canoe is its ability to connect you with the natural world. Whether you're silently gliding through a serene lake or navigating a rushing river, a canoe allows you to become one with your surroundings.

With a canoe, you can explore hidden coves, paddle through dense mangroves, and witness wildlife in their natural habitats. It's a way to immerse yourself in the beauty and wonder of nature, and to gain a deeper appreciation for the world around us.

Furthermore, a canoe can provide a low-impact way to enjoy the outdoors. Unlike motorized boats, canoes do not disturb the natural environment or create excessive noise. They allow for a peaceful and harmonious interaction with nature, ensuring that future generations can continue to enjoy and appreciate the beauty of our planet.

Tips for Canoeing

1. Practice proper paddling technique: Learn how to hold the paddle correctly, use your core muscles for power, and maintain a smooth and efficient stroke. This will make your paddling more effective and reduce fatigue.

2. Balance and stability: Keep your weight centered in the canoe and distribute it evenly between the front and back. This will help maintain stability and prevent tipping.

3. Be aware of your surroundings: Pay attention to the current, wind, and any obstacles in the water. This will ensure a safe and enjoyable paddling experience.

4. Dress appropriately: Wear clothing that is suitable for the weather conditions and consider bringing a change of clothes in case you get wet. Additionally, always wear a life jacket for safety.

What to Look for When Buying a Canoe

When buying a canoe, there are a few key factors to consider. Firstly, think about the material of the canoe. Wood canoes are traditional and offer a classic look, but they require more maintenance. Aluminum canoes are durable and lightweight, but they can be noisy on the water. Fiberglass canoes are lightweight and require minimal maintenance, but they can be more expensive.

Additionally, consider the length and width of the canoe. Longer canoes are faster and track straighter, but they can be more difficult to maneuver. Wider canoes are more stable, but they can be slower and harder to paddle in windy conditions.

Lastly, think about the seating configuration. Some canoes have bench seats, while others have molded seats or even removable seats. Consider your comfort and how many passengers you plan on paddling with.

Fun Facts About Canoes

1. Canoes have been used for thousands of years, with some of the oldest known canoes dating back over 8,000 years.

2. The word "canoe" comes from the Carib word "kenu," which means "dugout."

3. Canoes were used by Native Americans for transportation, fishing, and trading. They were often made from hollowed-out tree trunks.

4. Canoes are still used in many traditional ceremonies and festivals around the world, including the annual Tribal Canoe Journey in the Pacific Northwest.

How to Canoe Safely

1. Always wear a life jacket and make sure it fits properly. A properly fitted life jacket can save your life in the event of an accident.

2. Check the weather forecast before heading out on the water. Avoid paddling in strong winds, thunderstorms, or other hazardous conditions.

3. Tell someone your paddling plans, including your intended route and estimated return time. This will ensure that someone knows where you are and can alert authorities if necessary.

4. Avoid alcohol and drugs while canoeing. These substances can impair your judgment and coordination, increasing the risk of accidents.

Listicle: 5 Must-Have Accessories for Canoeing

1. Paddle Leash: A paddle leash is essential for keeping your paddle secure and within reach. It prevents the paddle from floating away if you accidentally drop it.

2. Dry Bag: A dry bag is a waterproof bag that keeps your belongings dry and protected. It's perfect for storing your phone, wallet, and other essentials while paddling.

3. Canoe Cart: A canoe cart is a wheeled device that allows you to easily transport your canoe over land. It's especially useful for getting your canoe from your vehicle to the water's edge.

4. Canoe Seat Back: A canoe seat back provides extra comfort and support during long paddling trips. It attaches to the canoe seat and helps prevent backaches and fatigue.

5. Canoe Anchor System: A canoe anchor system allows you to anchor your canoe in place, preventing it from drifting in the wind or current. It's especially useful for fishing

Best bike locks of 2022 Avoid bike theft with our tips

Table of Content

• Best Overall Lock: Kryptonite Evolution U-Lock with FlexFrame-U Bracket
• Step 2: Choose the right type of bike lock
• The tools
• What’s the strongest bike lock?
• Hiplok DX Bicycle U Lock

I suspect it would stop amateur thieves and slow down the more experienced ones long enough for my alarm to draw unwanted attention. Comes with a bracket you can attach to a bicycle making it easier to carry. Many states and private companies offer a registration system.

Simple and secure, this model is truly the Standard other locks wish to live up to. The function of a bicycle lock is to prevent bicycle theft. A bicycle may be fastened to an external support , other bicycles, and, to some extent, to itself. The almost 3-foot increased length is sufficient for attaching your bicycle to the vast majority of poles and racks, however some users note that a longer lock would be preferable.

Best Overall Lock: Kryptonite Evolution U-Lock with FlexFrame-U Bracket

Our testing process began with sussing out each lock's weak point and attacking it. Then, we tried alternative attacks on a lock's integrity to ensure we were not missing any vital weaknesses. We used common tools employed by bike thieves to compromise each lock and make away with the bicycle. We started with hand tools, including tin snips, a hammer, a hacksaw, and bolt cutters.

Whilst it’s heavier, the 1055 Mini offers more security than the Foldylock Compact. It’s also able to encompass large objects, that D locks would struggle with . Hexagonal links provide a higher level of security than regular circular chain links, thanks to the increased area of their cross-section. I had previously been using the Seatylock Mason to secure my bikes, but I’ve swapped it out for the X1, which provides unrivalled peace of mind. Fortunately, the X1 and Fahgettaboudit Mini both utilise dual-locking anti-rotation shackles, meaning at least two cuts are required through the shackle before a bike can be released.

Step 2: Choose the right type of bike lock

There are several kinds of bicycle locks, each of which has advantages and disadvantages. Chain locks, cable locks, D- or U-locks, and folding locks are the most frequent types of bicycle locks. Although folding locks are incredibly portable and lightweight, they are often less secure. Given that the brute-force methods we tried took even less time to destroy a lock, though, we remain less worried about lock picking than we do about bolt cutters and angle grinders. We encountered other chain locks that were harder to cut through, but they either cost more or weighed more. It has 3 feet of 14 mm hardened links held together by a 15 mm Kryptonite New York Disc Lock, and it should keep all but the most determined thieves at bay.

The real challenge with smart locks is that they add price and complexity, so if you are going to introduce smarts to a lock, it should solve a problem. The Abus Bordo 6500a Smart X takes the standard Abus Bordo lock, already one of the best folding bike locks on the market, and adds an alarm. You gain the ease of use that comes along with not dealing with keys or combos but you also gain extra security. That kind of problem-solving is exactly what smart design brings to the table when implemented in a considered way. The New York Fahgettaboutit Mini has been, for years, the standard in high security U lock options. It manages to be as secure as it is with no special tricks other than a big 18mm hardened steel shackle.

The tools

Another thing to love about LiteLok Gold Original is the neat lock. The only thing that we think could be improved is the locking system. It’ll lock automatically as soon as you close it, so make sure you have your keys around. Despite these issues, LiteLok is truly one of the best mountain bike locks that are worth your money and time. However, please note that Hiplok Airlok isn’t completely compatible with all bikes. Some have reported that a bike with a top tube shock mount doesn’t fit securely in the lock jaws.

But downtown for a long lockup I’ll use the hiplok for front wheel and frame. And the Knog Strongman for the rear wheel via sheldon brown method. I liked the frame mount for the knog way better than anything kryptonite was using 2 years ago. And it’s hard to find a nice wearable chain by krpyto also.

Finally, pin tumbler and wafer mechanisms are generally the least secure because they’re more susceptible to raking attacks, which don’t require much skill. Wafer mechanisms are particularly easy to open and are best avoided. Slider mechanisms are usually characterized by keys that have straight edges with internal teeth. Increasingly used by budget locks like OnGuard and Zefal, depending how they’re implemented, they may be easier or harder to pick. And Squire make really good quality padlocks and some beefy chains. Because they're more flexible, you will find more places you can lock you bike up.

It has two built-in prongs that are easy to slip into your jacket or belt pocket. Each lock was cut first with a fresh, standard steel blade. If it survived that test, it was then cut with a high-quality, precision tungsten blade in the same saw.

What’s the strongest bike lock?

Often, these holsters use Velcro straps, which can be adjusted to suit the shape of your bike. Because of this, you will be able to install them within minutes. There is one potential drawback to consider, though, the triangle of the bike frame is widely used to store essentials during a long ride.

They use standardized tools, and methods that are informed by what real thieves are using in the street. Read my hands on review of the Foldylock Compact where I also suggest some alternatives if it's not the right bike lock for you. With thieves using cordless angle grinders to cut through locks in a minute or 2, does it matter if these lock are good against bolt cutters etc.

Kryptonite KryptoLok Series 2 Mini-7 U-Lock

You’re able to view location and history while tracking on the map screen within the app. Once locked, either via the smartphone app or manually, the AlterLock activates a motion-controlled sensor which will sound a loud deterrent alarm when the bike is moved. The alarm is as loud as 95dB, which is louder than a lawnmower and almost as loud as a helicopter.

Also, you can't see it in pictures but there is a coating on the metal to help protect the frame from scratching. The downside to choosing a gorgeous, titanium lock is price. No matter how many anti-theft measures you take, it could be a challenge for you to overcome the fear of your bike being stolen.

Hiplok Airlok

No matter what kind of bike you have, it’s always good to lock it up with multiple locks of different types—even when your bike is indoors or in your garage. Don’t forget to lock your E-Bike up at home, because many bike thefts occur when bikes are in home garages. This ABUS model lock body and links are made of hardened steel bars encased in a soft coating to prevent scratching. The links are made of 5.5 millimeter thick links designed to prevent the lock from being cut through. Electric bikes are becoming more popular and more affordable.

Moreover this one of the most lightweight and best portable lock. Let the possibility of theft be a distant worry as you enjoy biking with this golden safety measure. Using multiple locks that can’t be destroyed by the same bolt cutter is an effective way to deter bike thieves. Years of experience covering home goods and safety devices as well as extensive product research went into creating this guide. We explored more than 30 bike-lock options and weighed a number of practical considerations before choosing our recommended bike locks.

How Does a Cosigner Mortgage Work?

Table of Content

• Your ultimate goal should be to get the co-borrower off the loan
• How do I remove a co-signer from my mortgage?
• I have limited credit. Can a co-signer help me get a home loan?
• FHA LOAN LIMITS

When it comes to signing for a home loan after marriage, both spouses have ownership rights, and they must work together to fulfill their responsibilities. The co-signer retains his responsibility for the home loan in both cases because his responsibility is to the lender, not the individuals on the loan or the title. When applying for a mortgage, it is usually necessary to demonstrate a personal relationship with the borrower. Some lenders and lending programs require a close family member, such as a parent, grandparent, or sibling, to sign on as a cosigner.

For example, you will be held financially responsible for the debt and may have to pay it back yourself. The lender could also hold you responsible for any collection costs or late fees. Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. Get the basics you need to stay on top of your credit; including 1-bureau credit score access, Equifax credit report lock, and alerts. On the other hand, helping out a family member can provide emotional benefits that can’t be expressed in terms of dollars and cents.

Your ultimate goal should be to get the co-borrower off the loan

To be eligible for mortgage cosign, you must have the necessary credit scores and financial records in order to obtain a mortgage. When you sign on as a co-signer on a loan, you are responsible for the full amount of the loan, not just a portion. If you are denied a mortgage because you are a co-signer, it is not uncommon for the underwriting to have concerns about your debt or recent payments. Even so, it is always a good idea to double-check with your lender to see what their insurance policy is.

Let's say, for example, that your credit score is less than 620--just shy of your lender's minimum required score of 640. Then, even if you add a co-signer with a higher credit score, the lender will deny the loan because your score does not meet the minimum requirement. Unfortunately, adding a co-signer won't help if your credit is terrible. All borrowers--your co-signer included--must meet the lender's minimum credit standards to qualify.

How do I remove a co-signer from my mortgage?

In addition to FHA loans, other types of government-backed loans can help you buy a home with lower requirements. Government-backed loans are special types of mortgages that have insurance from the federal government. If the primary occupant misses a payment, your credit will suffer as well. If you’re being asked to co-sign a mortgage, it’s important that you’re aware of all the long-term negative consequences that could result from the occupying borrower’s default. Your credit history plays a large role in your ability to get a mortgage. If you have bad credit, you may have trouble qualifying for a loan .

Lenders compare monthly debts to income in a debt-to-income ratio. If the total DTI is higher than the benchmark 36 percent allowed by most lenders, the loan may be denied. The latter option results in a higher DTI ratio; therefore, the co-signer needs sufficient income to handle both the new and co-signed mortgages. Your co-signer allows you to benefit from their positive credit history and income, but it's only a benefit to lean on for a while. Because your co-signer carries your debt, it may prevent them from being able to qualify for their mortgage or other loans. The fastest way to remove your co-signer is to refinance the mortgage using only your financial information.

I have limited credit. Can a co-signer help me get a home loan?

It’s important to know going into this process that all parties to be obligated on the mortgage loan must be able to financially qualify. You won’t be able to make up for the credit shortcomings of one borrower by adding another. If most of your credit lines are two years old or younger, you might need a cosigner. This doesn't just affect people who are young and just building credit for the first time. Closing old credit cards zeroes out those lines of credit and will erase that part of your credit history. Co-signers are most helpful in cases where the primary borrower's income is insufficient to qualify for the loan desired.

They can also apply for first-time home buyer grants and tax incentives through federal, state, and local agencies. The primary use case for a mortgage cosigner is when a home buyer wants to purchase a home but fails to qualify for a mortgage based on their household income. Cosigners are added to the mortgage application to add additional income. A mortgage cosigner is a person who agrees to make mortgage payments on behalf of a homeowner should that homeowner fall behind on its payments or go into default.

When you co-sign a mortgage with someone, you’re agreeing to take financial responsibility for the home loan in the event the primary borrower can no longer make their monthly payments. Essentially, if you co-sign a mortgage loan, you’ll be evaluated as if you were a co-buyer of the home. Keep in mind, however, that you won’t have the same access to the property as a co-buyer. Once you understand the impacts of co-signing, you must trust your co-borrower to make the payments on time.

The lender has the right to hold you responsible for the missed loan payment even if you don’t live in the home. Be considered financially responsible for the loan if the primary borrower doesn’t make a payment. Just like the borrower, their financial situation and credit score will be examined before a mortgage is approved. In either case, FHA home loans and refinance loans may allow one borrower or multiple borrowers.

FHA mortgages are mortgages insured by the Federal Housing Administration. FHA mortgages allow buyers to make a down payment of 3.5 percent. Conventional mortgages are loans backed by Fannie Mae and Freddie Mac, which may include low-down payment programs such as HomeReady and Home Possible and the Conventional 97 mortgage.

Since so many variables come into play when you refinance, it's best to know what to expect. Use our mortgage calculator to estimate the costs for your home, and make a plan with one of our loan experts to help you refinance, so you can make sure you know what to expect. Because you're applying for a new loan, you'll want to ensure you can qualify using only your income and credit. VA loans and USDA loans, as more specialized loan types, don't allow for co-signers. Find out if you qualify for the loan or need someone to co-sign before you start shopping with a real estate agent. When you want to buy a home but suspect you may not qualify for the loan by yourself, consider adding a co-signer to your mortgage.

Common FHA Questions

If you fall behind on coverage, the lender may sue you for legal fees and the remaining late payments. Once you co-sign on a mortgage loan, it’s very difficult to get out of it. Even if you fall out with the primary occupant, you’re still responsible for missed payments.

And he says co-borrower mortgages are offered via portfolio loans from banks and credit unions, as well. And, unlike an occupant co-borrower, a non-occupant co-signer will not live in the property. Modest income, low credit scores, and high home prices can all stand in the way.

Mortgage Cosigner Explained for First-Time Home Buyers

Table of Content

• How Does Being a Cosigner Hurt My Chances of Getting a Loan?
• Important FHA Terms
• What responsibilities does a co-signer have—and what are the risks?
• What is a fresh start loan?
• You’ll Have Responsibility For The Loan

It's not that your credit score is terrible; your lender needs more information about your payment history before approving a large loan like a mortgage. Unfortunately, the lender can't predict whether you'll repay the loan without an established credit history, so they may have to deny it. For would-be homebuyers with poor credit, or a lack of an established credit history, a co-signer can make or break their ability to buy a home. But agreeing to become a co-signer comes with significant financial responsibility, since you would be on the hook for any missed payments—so it’s not a decision to be made lightly. Qualifying for a mortgage backed by the Federal Housing Administration may be easier than a conventional loan. Because the FHA insures the mortgage, FHA-approved lenders can offer more favorable rates and terms to first-time homebuyers.

Though you may be helping out a close friend or family member with your good credit history or added income, their missed or late payments can pose a severe risk to your credit. Otherwise, you could end up in a challenging situation with lasting adverse effects on your finances. That means their debt-to-income ratio -- and ability to get other loans -- will suffer. And if you miss a payment, your cosigner's credit score will go down too. Cosigned documents are important to consider when deciding whether or not to sign them for a family member. When a person cosigned a loan, they both faced legal obligations and risks.

How Does Being a Cosigner Hurt My Chances of Getting a Loan?

When mortgage payments are missed, this won’t only affect the borrower’s credit score—it will also negatively impact the co-signer’s. And since missed mortgage payments tend to result in a steeper drop for higher credit scores, it’s possible the co-signer’s credit could end up taking the harder hit. Lenders look at your existing debt, then compare it to your income. This helps them determine whether you can afford mortgage payments.

That means that if the primary borrower doesn’t make their payments, you can’t evict them and rent the property out to stem your losses. As a co-signer, you bear responsibilities, but you do not get any rights in return. Co-signing can really help a deserving loved one out, but it's also a big responsibility. When you co-sign for someone, you're putting your own name and credit on the line as security for the loan.

Important FHA Terms

And that’s not the obvious issue it might seem to be at first glance. The house hunter who is worried they may not be able to qualify for a home loan on their own may feel the need to add a co-signer or co-borrower. Because a co-borrower has ownership, there's an expectation they'll help repay the mortgage. Co-borrowers have to allow their credit, assets, and income to be scrutinized in the same way as the primary applicant's are. And because of this, a co-borrower's income and assets are looked at as supplemental to the primary borrower's.

As a co-signer seeking to buy a house in the future, be prepared to face additional scrutiny from mortgage lenders and jump through a few extra hoops to get a loan. One way is to continue to save money so you can afford a larger down payment, which might facilitate approval without a cosigner or secure you a lower interest rate on your loan. You could also simply wait to buy a car until you have built up your credit history or improved your credit scores. Consumers looking for a loved one to cosign could end up damaging family relationships if they do not make payments. Having a co-signer with a good credit score can help home buyers get a better interest rate and lower monthly mortgage payments. Ask a family member or friend to co-sign a mortgage loan for you.

What responsibilities does a co-signer have—and what are the risks?

This premium will come out of your own pocket, and you can’t refuse a payment. A nonoccupant co-client on your loan means the lender considers both of your incomes when they look at how much you can get in a loan. Of course, you should be absolutely positive you can make the payments before you accept the loan. If you have poor credit but still want to get a mortgage, adding a nonoccupant co-signer to your loan can help you qualify for financing.

For instance, home builders, real estate agents and contractors won’t be able to co-sign the mortgage for the property. Both government programs also have different rules for loan qualification and underwriting. So speak with your mortgage lender about these co-borrower alternatives. “This person’s income and credit history are used to help you qualify for the loan,” Smith says. The right loan type will depend on which family member apply for the loan, how strong their personal finances are, how much money they plan to put down, and other factors.

What is a fresh start loan?

And since insurance rates can be subject to change, we’ll send you a fresh set of quotes every six months. That way, you can make sure you’re still getting a good deal on the coverage you need. “In community property states, the Borrower’s spouse is not required to be a Borrower or a Cosigner. However, the Mortgage must be executed by all parties necessary to make the lien valid and enforceable under State Law”. While not all lenders are generous in their interpretations of the rule, there are many that are willing to work with it.

Non-occupant co-borrowers are most commonly seen on conventional loans and FHA loans. The higher your combined income and assets, the more likely it is that the mortgage application will be approved. Because the co-signer will carry the mortgage loan as a debt, it may make it difficult for them to qualify for a home loan on their own. This article reviews what a mortgage cosigner is, when to use a cosigner instead of a co-borrower, and what the cosigner requirements are for the most common mortgage loan types.

You’ll Have Responsibility For The Loan

So even a co-signer with perfect credit will only help your chances of approval if your score meets your lender's minimum requirement. Most borrowers ask someone to co-sign their mortgage because they need additional income to qualify for the loan. However, without a co-signer, borrowers often have too much debt and not enough income--their debt-to-income ratio is too high.

However, if the primary borrower on the loan defaults, the cosigner will be held responsible for continuing to repay the loan. Generally, a co-signer will stay on the mortgage for a few years until the primary borrower can establish enough credit or income to assume full responsibility for the loan. At that point, the co-signer can request to be taken off the note by asking the lender to requalify the loan with just the primary borrower. People sometimes look to friends or secondary relatives as co-signers, but this can present problems. If you default on the loan, it can ruin the relationship; and if the relationship itself that deteriorates, you're still tied together by the loan.

IRS first-time penalty abatement, otherwise known as one-time forgiveness, is a long-standing IRS program. It offers amnesty to taxpayers who, although otherwise textbook taxpayers, have made an error in their tax filing or payment and are now subject to significant penalties or fines. The amount of time it takes to rebuild your credit after bankruptcy varies by borrower, but it can take from two months to two years for your score to improve. Because of this, it's important to build responsible credit habits and stick to them—even after your score has increased. The content on this site is not intended to provide legal, financial or real estate advice.

BLUE RIDGE OF SUMTER SUMTER Nursing Home

Table of Content

• Quality Measures
• About Blue Ridge Of Sumter
• Blue Ridge of Sumter in Sumter, South Carolina
• Blue Ridge Of Sumter in Sumter - Nursing Home
• Gerontology video help center
• Nursing Home Complaint Deficiencies ( +

I would definitely recommend Blue Ridge to any family who might be considering a temporary or long term placement of a family member or loved one. Food and dining is an important consideration when selecting a nursing homes facility. Three meals a day are offered to residents, including breakfast, lunch, and dinner.

Seniorly recommends staying in close touch with both parents and staff. Strong belief in the LSC mission and educational model to include a longer school day, longer school year, and personalized professional development. In our classrooms, our scholars benefit from high-quality, rigorous, and engaging instruction infused with a contagious enthusiasm for content and learning.

Quality Measures

Star ratings are often best used for basic comparisons and when deciding which facilities to visit. However, nothing beats actually visiting the nursing home yourself when possible. The last time this data was collected they cared for at least 52 men and 42 women in a one year period that received Medicare benefits.

Discover the best ways for a family caregiver to use a checklist for senior care. Seniorly can help explain what a checklist is used for and why to use it. Design and implement unit and lesson plans in collaboration with the grade or subject team. Instructional staff positions are full-time positions located in Sumter, South Carolina. This is a measure of the percentage of long-term patients that remained mobile levels.

About Blue Ridge Of Sumter

The Health Care Safety measure scores and ranks the frequency and severity of health care findings that may have negatively impacted the quality of care and safety for residents. The fewer the citations, the lower the severity of those citations when compared to other facilities in the same state results in a higher score and grade. In 2016, BLUE RIDGE OF SUMTER charged a total of $2,011,273 for 117 Medicare Beneficiaries. The average age of residents at this skilled nursing facility is about 74.

The founding committee is deeply intrigued with the East Lake model in Georgia, focusing on the academic achievement and growth at Charles R. Drew Charter School. Charter schools like Drew, with a clear purpose, have shown positive and profound effects on the community while improving the quality of life and education opportunities for its residents. Ensure each resident must receive and the facility must provide necessary behavioral health care and services.

Blue Ridge of Sumter in Sumter, South Carolina

Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured. The safety of their physical environment will either enhance, or detract, from the residents’ overall welfare. This measure considers all aspects of environmental protocols that are required by nursing homes to follow. Fire safety, emergency preparation and disaster planning, and maintenance of sprinkler systems are just a few of the facility’s physical plant features that are reviewed and scored in this measure. A licensed insurance broker will call you soon to discuss how long-term care insurance can help you pay for senior living. Staffing hours per resident is the total number of hours worked by the staff divided by the total number of residents.

No skilled nursing homes owned or operated by BLUE RIDGE OF SUMTER LLC have been identified by CMS as being involved with possible abuse. Averaging the available ratings gives an aggregate star rating of 1.2 for Blue Ridge Of Sumter versus the SC average of 3.10 and a national average of 3.20. Nursing Homes can be an expensive senior care option, so cost is typically going to be a consideration when looking at alternatives. The average starting cost of this facility is the slightly higher than the average cost in this area. This facility's average starting cost is $4,192, compared to the area's average of $4,192. Discover helpful tips on advocating for aging parents living in assisted living.

Thus, the charter school will essentially serve as a key lever for holistic neighborhood revitalization by helping to close the opportunity gap in building a strong, economically diverse Sumter community. We want to draw your attention to the fact that this nursing home really outperformed its overall score in the category of inspections. In fact, it received an excellent inspection report this year. As a result, it received one of our highest grades in this area with a grade of A-.

The final category we rated is nursing, ended up being this nursing home's worst category. Our nursing grade weighs a handful of subcategories, most of which are tied to levels of nurse staffing. This place averaged a meager 0.3 hours of nursing care per patient each day. Finally, we also assessed some nursing quality-based metrics in calculating our nursing scores. This facility performed well when it comes to avoiding pressure ulcers and major falls.

CMS updates this information eleven times a year, typically at the end of each calendar month except for December. We pull the data as soon as it is available, run through a series of data checks and calculations and make the new data available right away. Measures the percent of long-term care residents that required more assistance with activities of daily living over time.

He was put on antibiotics - thankfully not ones he is allergic to. His skin was left so dry that when he bumped it on something, it tore and bled. To remedy this, his arms were put in cushioned sleeves (I don''t know the name of them off-hand).W those sleeves came off, they were filled with pus, which contributed a great deal to the odor. He smelled so bad and he nor his roommate could tell you when the last time he was bathed was. I get that this place is massively understaffed, but that is NO EXCUSE to not care for your patients. If you don''t have the resources to care for the patients you have, STOP ACCEPTING NEW PATIENTS!!!